Oh, Paypal. It's really a wonderful way of doing business. Accept a payment, dump it in your bank account, all in one sitting. No paperwork, no trips to the bank...just money. Flat out.
I opened my hosting site about 2 weeks ago and previously I decided that I needed a credit card gateway. This is because I know, not everyone uses Paypal, and signing up for it can be a pain. But, I figured that I'd be loyal and use Paypal's "Virtual Terminal" so that all of my payments (Paypal transactions or credit card transactions) would be in the same spot...you know the drill. Well, I apply for Virtual Terminal and the next morning my account has limits.
Paypal claimed that they needed a social security card, license, and a signed affidavit to confirm my identity. To make a long story short, my account had been locked for almost 3 weeks, I had sent the requested information by fax 15 times because they requested it 15 times, I called customer support a total of 12 times, and they finally tell me I need to call Experian to get my social security number verified. A week later my Paypal account limits were removed and I was denied Virtual Terminal for some reason unknown to me and unknown to any of the 8 different customer service reps that I talked to.
For credit card transactions, I'd reccomend 2checkout.com. No monthly fee and no verification of your DNA for God's sake.
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