Website Payments Pro combines a gateway and merchant account into a single solution. Merchants intending to use this service open a PayPal business account, submit an application, and are vetted accordingly. The reporting functionality is limited with Website Payments Pro, so for any merchants who are transacting over about two-hundred orders monthly, they’d most likely want to use PayFlow Pro. PayFlow Pro is a gateway only and requires the merchant to find their own banking relationship for the Internet Merchant Account. PayFlow’s functionality is more advanced from a reporting standpoint, so reconciliation of transactions is much easier.
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